Cumberland County Homes under $400,000

Cumberland County Homes under $400,000

Welcome to Cumberland County, a hidden gem in the heart of the United States, where charming small-town vibes meet stunning natural landscapes. Nestled in the picturesque surroundings of rolling hills and serene rivers, Cumberland County offers a unique blend of rural tranquility and urban convenience. With a rich history, vibrant community, and an array of recreational opportunities, it's no wonder why so many are choosing to call this place home.

For those seeking affordable housing options, Cumberland County stands out with a variety of homes available for under $400,000. This makes it an ideal destination for first-time homebuyers, families, or anyone looking to invest in a welcoming community without breaking the bank. From cozy single-family homes to modern townhouses, there’s something to suit every taste and lifestyle.

Imagine waking up to the sound of birds chirping and enjoying your morning coffee on a spacious porch, or taking a leisurely stroll through one of the county's many parks. With an abundance of outdoor activities, including hiking, fishing, and biking, residents can embrace an active lifestyle while enjoying the beauty of nature.

Cumberland County also boasts excellent schools, friendly neighborhoods, and a strong sense of community. Local farmers' markets, quaint shops, and delightful eateries add to the charm, making it a perfect place to settle down and create lasting memories.

Discover the magic of Cumberland County, where your dream home awaits at an affordable price. Embrace the opportunity to live in a community that feels like home, surrounded by the beauty and warmth of this remarkable region. Your new beginning starts here!

Newest Cumberland County Homes under $400,000

103 Church St, Bridgeton
$130,000
2 Beds ⋅ 1 Baths
Affordable starter home or another great additional to your rental portfolio; You decide! Priced to sell with a chance to have an affordable mortgage, so you can live in comfort. Don't miss your opportunity to own this 2 bed 1 bath semi-detached home in the city of Bridgeton, NJ!

103 Church St, Bridgeton

Listing courtesy of Keller Williams Prime Realty. Contact:

203 3rd, Boiling Springs
$289,900
3 Beds ⋅ 2 Baths
Welcome to 203 3rd Street, where historic Boiling Springs charm meets thoughtful modern updates! This 3-bedroom, 2-full-bath home, originally built in 1900, has undergone extensive renovations while maintaining the character that makes it so special. Inside, you'll find beautiful original hardwood floors, a fully renovated kitchen, two renovated full bathrooms, updated bedrooms, fresh paint throughout, and the convenience of a second-floor laundry room. A wood stove adds extra warmth and charm. The improvements extend well beyond the finishes, with a new metal roof, updated plumbing, a replaced electrical panel, knob-and-tube wiring replaced with modern electrical, insulated exterior walls, select replacement windows, cedar shingle siding, and more. Outside, enjoy the updated porch ceiling, repaired patio, and raised garden beds. Located in the heart of Boiling Springs, you'll be close to Children's Lake, the Appalachian Trail, Yellow Breeches Creek, Allenberry Resort, Boiling Springs Tavern, and all the charm this beloved village has to offer. With historic character, extensive updates, and a location that's hard to beat, 203 3rd Street is ready to welcome its next owner!

203 3rd, Boiling Springs

Listing courtesy of EXP Realty, LLC. Contact:

14 Circle Dr, Carlisle
$275,000
3 Beds ⋅ 2 Baths
Great opportunity in Cumberland Valley School District! Situated on nearly an acre, this ranch home offers 3 bedrooms and 2 full baths, including a primary bedroom with its own full bath. Features include central air, hardwood floors, a wood-burning fireplace in the living room, and an eat-in kitchen. Those needing extra storage will appreciate the attached 2-car garage plus an additional 2-car garage at the rear of the property. Bring your ideas and make this home your own. Great potential!

14 Circle Dr, Carlisle

Listing courtesy of Joy Daniels Real Estate Group, Ltd. Contact:

348 Main St, Cedarville
$220,000
3 Beds ⋅ 2 Baths
HUD owned property. Case # 351-810422. You must use a HUD registered agent to bid on HUD owned properties. Electronic bidding only. Exclusive Bids for Owner Occupants, Nonprofits and Government Agencies only due by ***TBD*** 11:59pm CT, then daily until sold. FHA case # 351-810422. IE--eligible for 203k financing. 3 bed, 1.5 bath Victorian Colonial style home. Property is in the downtown area of Cedarville with lots of walkable amenities nearby. Property features a large attic, a basement and a 1 car detached garage. Property sold as-is, where -is. Buyer is responsible for all due diligence, permits and CO/Smoke cert, if necessary. Buyer or Buyer's agent must check HUD's website for availability. Utilities are off, so bring a flash light!

348 Main St, Cedarville

Listing courtesy of Prime Realty Partners. Contact:

4121 Rosemont Ave, Camp Hill
$319,500
3 Beds ⋅ 2 Baths
Welcome to this beautifully renovated 3-bedroom, 1.5-bath home offering modern updates, timeless character, and a peaceful creekside setting. Major updates completed in 2026 include a new roof, windows, and a new central air/electric heat pump system, so you can move in with confidence. The first floor features a renovated kitchen with a convenient pot filler and new appliances, including a gas stove, refrigerator, dishwasher, and microwave, along with a dining area and a comfortable living room. Throughout the home, refinished original hardwood floors, charming original wood trim, and classic wainscoting and box trim details blend seamlessly with modern lighting fixtures for the perfect mix of old and new. Upstairs you'll find three bedrooms and a renovated full bath. The basement offers a new half bath, washer/dryer hookups, and a gas water heater, along with flexible space that could be used as additional living area, a home office, or a hobby room if desired. Outside, enjoy a large yard with plenty of room for entertaining, gardening, recreation, or simply relaxing, while a small creek along the rear of the property creates a tranquil natural backdrop. A detached garage provides convenient parking and storage, with additional off-street parking available. With its extensive 2026 renovations, preserved original character, generous yard, detached garage, and unique creekside setting, this home is a wonderful opportunity and a must-see!

4121 Rosemont Ave, Camp Hill

Listing courtesy of Keller Williams of Central PA. Contact:

3072 E Landis Ave, Vineland
$385,000
4 Beds ⋅ 4 Baths
Welcome to this spacious bilevel offering 2,288 square feet of living space on nearly half an acre! The main level features an updated kitchen, three bedrooms, and two full baths, providing plenty of room for everyday living. The ground-level walkout lower level adds incredible flexibility with a fourth bedroom, 1.5 baths, an additional family room, and a bonus room that can be used as an office, playroom, gym, or whatever best suits your needs. Step outside and enjoy the large deck overlooking the expansive yard, or head down to the paver patio located just off the lower-level walkout—perfect for entertaining, relaxing, or enjoying the privacy of the generous side yard. With multiple living spaces, four bedrooms, 3.5 baths, and a spacious lot, this home offers the flexibility and room you've been looking for.

3072 E Landis Ave, Vineland

Listing courtesy of Collini Real Estate LLC. Contact:

10 Ridge Ave, Bridgeton
$199,000
2 Beds ⋅ 1 Baths
Nestled in a charming neighborhood, this delightful Cape Cod-style home offers a perfect blend of comfort and community spirit. This detached residence exudes character and warmth, making it an inviting retreat for anyone seeking a place to call home. As you approach the property, you'll appreciate the well-maintained exterior, featuring a lovely deck and patio area that beckons for outdoor gatherings and quiet moments alike. The surrounding sidewalks create a friendly atmosphere, perfect for leisurely strolls or morning jogs, fostering a sense of connection with neighbors and close to school. The home sits on a manageable 0.14-acre lot, providing ample space for play while ensuring easy upkeep. With a paved driveway accommodating two vehicles, convenience is at your fingertips. Step inside to discover a cozy interior with 1,214 finished square feet, including two comfortable bedrooms and a full bathroom with the ability to finish the 2 floor for additional bedroom or separate the 2 living rooms for an additional bedroom on 1st floor. The full basement offers additional storage or potential for customization, allowing you to tailor the space to your needs. The neighborhood is rich with community benefits. The community is known for its friendly atmosphere. Public services in the area are reliable and efficient, enhancing the overall quality of life. Whether you're enjoying a weekend at the nearby park or participating in community events, you'll find that this neighborhood fosters a strong sense of belonging. This property is not just a house; it's a place where memories are made and cherished. This home is ready to welcome you into a lifestyle of comfort and joy. Don't miss the opportunity to make this charming residence your own!

10 Ridge Ave, Bridgeton

Listing courtesy of The Roarke Agency. Contact:

236 E Orange St, Shippensburg
$215,900
OPTIONS OPTIONS OPTIONS!!! The property is currently set up as two units but could easily be turned back into one home.. The property offers a large backyard, detached 3 car garage, basement for storage, rear balcony and large front porch. Inside each unit has the option to be 1 or 2 bedrooms, eat-in kitchen with laundry, living room and full bathroom. The icing on top is you have the Shippensburg Borough utilities which include water, sewer, trash and natural gas. Looking for an Investment, Live-In One and Rent Out the Other, Airbnb or a Single Family Home, This Could Be The One...

236 E Orange St, Shippensburg

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

4601 Chestnut Ave, Camp Hill
$350,000
5 Beds ⋅ 3 Baths
Location, Location, Location! Welcome to this spacious 5-bedroom home in Camp Hill’s Hampden Township, perfectly situated close to the Carlisle Pike and convenient to shopping, dining, entertainment, and everyday essentials. This nicely updated home offers plenty of room for everyone, with comfortable living spaces and the flexibility you need. The partially finished garage adds valuable bonus space that can be used for storage, a home gym/weight room, workshop, hobby area, or whatever best fits your lifestyle. And there’s even more to love: solar panels help significantly reduce electric costs, providing an added benefit for today’s energy-conscious homeowner. With its desirable location, generous space, updates, and flexible garage area, this home offers the perfect combination of comfort, convenience, and value.

4601 Chestnut Ave, Camp Hill

Listing courtesy of Coldwell Banker Realty. Contact:

236 E Orange St, Shippensburg
$215,900
4 Beds ⋅ 2 Baths
OPTIONS OPTIONS OPTIONS!!! The property is currently set up as two units but could easily be turned back into one home.. The property offers a large backyard, detached 3 car garage, basement for storage, rear balcony and large front porch. Inside each unit has the option to be 1 or 2 bedrooms, eat-in kitchen with laundry, living room and full bathroom. The icing on top is you have the Shippensburg borough utilities which include water, sewer, trash and natural gas. Looking for an Investment, Live-In One and Rent Out the Other, Airbnb or a Single Family Home, This Could Be The One...

236 E Orange St, Shippensburg

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

944 W North St, Carlisle
$389,900
3 Beds ⋅ 3 Baths
Discover the charm of this beautifully crafted traditional home nestled in the desirable Shillington community. Built in 2022, this inviting residence offers a perfect blend of modern comfort and timeless appeal. With three spacious bedrooms and two and a half bathrooms, there's ample room for relaxation and entertaining. Step inside to find a thoughtfully designed layout that maximizes space and functionality. The full, unfinished basement presents endless possibilities-create your dream recreation room, home gym, or additional storage space. The attached two-car garage ensures convenience and easy access, while the driveway provides extra parking for guests. The exterior features durable vinyl siding, promising low maintenance and lasting beauty. Enjoy the tranquility of your 0.14-acre lot, perfect for outdoor gatherings or quiet evenings under the stars. This home is not just a place to live; it's a canvas for your lifestyle. With its modern amenities and inviting atmosphere, this property is ready to welcome you. Don't miss the opportunity to make this charming residence your own!

944 W North St, Carlisle

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

1717 Warren St, New Cumberland
$274,900
3 Beds ⋅ 2 Baths
Nestled in a serene neighborhood, this charming New Cumberland Boro home exudes warmth and character. It features three bedrooms and two full bathrooms. The heart of the home is a cozy living area, highlighted by a gas fireplace. The partially finished basement, offers endless possibilities for a home office, playroom, additional storage, and more. Set on a 0.16-acre lot, the outdoor space, front porch, and sunroom invites you to enjoy the fresh air and create your own oasis. This delightful residence is not just a house; it's a place to create lasting memories. Close to highways, schools, shopping, and all that New Cumberland has to offer.

1717 Warren St, New Cumberland

Listing courtesy of Coldwell Banker Realty. Contact:

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