West Side Homes under $400,000

West Side Homes under $400,000

Welcome to the West Side subdivision, a hidden gem nestled in the heart of Allegany County, Maryland. This charming community offers a perfect blend of small-town charm and modern convenience, making it an ideal place for families, retirees, and everyone in between. With its picturesque streets and friendly atmosphere, West Side is a neighborhood where neighbors become friends and lifelong memories are made.

One of the standout features of West Side is its affordability. With homes available for under $400,000, this subdivision presents an incredible opportunity for first-time homebuyers or those looking to downsize without compromising on quality. These well-maintained residences boast a variety of styles and layouts, ensuring there’s something to suit every taste and lifestyle. From cozy single-family homes to spacious townhouses, you’ll find a diverse selection that meets your needs.

Living in West Side means enjoying easy access to essential amenities, including shopping, dining, and recreational facilities. The community is conveniently located near major highways, making commuting a breeze. Outdoor enthusiasts will appreciate the nearby parks and trails, perfect for hiking, biking, or simply enjoying a leisurely stroll.

In West Side, you’re not just buying a home; you’re investing in a vibrant community where you can thrive. With its affordable housing options and welcoming environment, this subdivision is the perfect place to start your next chapter. Come explore the West Side and discover the lifestyle you’ve been dreaming of!

Newest West Side Homes under $400,000

718 Gephart Dr, Cumberland
$159,900
3 Beds ⋅ 1 Baths
Fully renovated three-bedroom, one-bath bungalow on Cumberland’s West Side, offering approximately 1,053 square feet of one-level living and a full basement for storage. Seller reports a new roof installed in 2026, a new air-conditioning unit and an updated heating system. Convenient to downtown Cumberland and I-68. Available separately or as part of a Cumberland portfolio with 481–483 Goethe Street and 9 N Waverly Terrace, including the adjoining 7 N Waverly parcel. Contact the listing agent for portfolio details and showing arrangements.

718 Gephart Dr, Cumberland

Listing courtesy of RG Realty, Inc.. Contact:

845 Gephart Dr, Cumberland
$139,000
3 Beds ⋅ 2 Baths
Discover a charming residence nestled in the desirable West Side neighborhood, where modern comfort meets timeless elegance. This traditional-style home, built in 1900 and set for a major renovation in 2026, boasts a perfect blend of character and contemporary updates, making it an ideal sanctuary for those seeking a peaceful suburban lifestyle. Step inside to find a thoughtfully designed interior that exudes warmth and sophistication. The spacious layout features three inviting bedrooms and one and a half bathrooms, providing ample space for relaxation and privacy. The heart of the home is the combination kitchen and dining area, where culinary creativity flourishes. The kitchen is equipped with essential appliances, including a gas oven/range, refrigerator, dishwasher, and range hood, ensuring every meal is a delight. Elegant crown moldings and rich wood floors enhance the home's aesthetic, while ceiling fans provide comfort throughout the seasons. The traditional floor plan allows for seamless flow between rooms, making entertaining effortless. Outside, the property is equally captivating. The lot features beautifully landscaped front and back yards, with the added benefit of backing to serene trees that offer privacy and a touch of nature. Enjoy breathtaking mountain views that create a picturesque backdrop for your daily life. The community pool invites you to unwind and socialize during warm summer days, enhancing your outdoor living experience. Conveniently located in a suburban setting, this home offers easy access to local amenities while maintaining a tranquil atmosphere. The asphalt driveway accommodates up to three vehicles, ensuring ample parking for guests. This property is not just a house; it's a place where memories are made, and dreams are realized. With its excellent condition and the promise of future renovations, this home is a rare find that combines charm, functionality, and potential. Don't miss the opportunity to make this enchanting residence your own and embrace a lifestyle of comfort and beauty.

845 Gephart Dr, Cumberland

Listing courtesy of Perry Wellington Realty, LLC. Contact:

807 Fayette St, Cumberland
$107,000
3 Beds ⋅ 2 Baths
Character, charm, and potential come together at 807 Fayette St in Cumberland. This 3 bed/1.5 bath home features a classic gable-front design and a full-width covered porch that adds inviting curb appeal and provides a great spot to relax and enjoy the neighborhood. Inside, the home offers a comfortable living room, a functional kitchen, and three bedrooms upstairs, providing plenty of space for everyday living. Outside is a spacious yard and rear deck, offering room for outdoor entertaining, gardening, or simply enjoying some fresh air. Conveniently located in Cumberland, this home puts you close to local shops, restaurants, and everyday amenities while offering the opportunity to make the space your own. Schedule your showing today and discover the possibilities!

807 Fayette St, Cumberland

Listing courtesy of Cummings & Co. Realtors. Contact:

728 Dale Ave, Cumberland
$249,000
3 Beds ⋅ 2 Baths
This charming split foyer home, nestled in the desirable West Side neighborhood, offers a perfect blend of comfort and convenience. The well appointed kitchen boasts modern appliances, including a gas oven/range & wall oven making meal prep a delight. Enjoy breathtaking city and mountain views from your property, perfect for unwinding after a long day. The 0.23-acre lot provides ample outdoor space for gardening or play. Located in a vibrant community, you'll appreciate the nearby schools, and local amenities that enhance your lifestyle. With off-street parking, an attached garage, and a side-entry design, convenience is at your fingertips. Experience the warmth of this inviting home and the benefits of a community that truly feels like home. The home faces Dale Ave but you’ll access the driveway from Adams Ave. Schedule your showing today!

728 Dale Ave, Cumberland

Listing courtesy of Coldwell Banker Premier. Contact:

775 Fayette St, Cumberland
$150,000
3 Beds ⋅ 2 Baths

775 Fayette St, Cumberland

Listing courtesy of Blue Heron Realty. Contact:

513 Fayette St, Cumberland
$77,500
3 Beds ⋅ 1 Baths
PRICE IMPROVEMENT....Updated 3 Bedroom home on the Historic West Side for UNDER 80k.

513 Fayette St, Cumberland

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

410 Fayette St, Cumberland
$169,500
5 Beds ⋅ 2 Baths
PRICE IMPROVEMENT for BEAUTIFUL WESTSIDE HOME! Updated all Brick 5 Bedrooms an 1.5 Bath home on the West Side for Under 170k.

410 Fayette St, Cumberland

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

805 Fayette St, Cumberland
$139,500
3 Beds ⋅ 1 Baths
🏡 Looking for a move-in-ready home on the West Side for under $150,000? Here’s your chance! This charming home offers a spacious living room with a decorative fireplace, a formal dining room with beautiful wood floors, and a kitchen complete with appliances. The staircase leads to 3 bedrooms and 1 full bathroom, while the full basement offers an additional full bathroom and plenty of potential. Outside, enjoy a fenced rear yard—perfect for pets, entertaining, or relaxing outdoors. ✨ West Side location. Move-in condition. Under $150,000. This one deserves a look—don't miss your opportunity!

805 Fayette St, Cumberland

Listing courtesy of The KW Collective. Contact:

805 Braddock Rd, Cumberland
$147,000
5 Beds ⋅ 2 Baths
Great Home in move in condition ! DO NOT MISS Out ! Big move in ready Storage Building and more Nice Yard Big Bright Rooms Huge Basement with 1/2 bath can be made living area

805 Braddock Rd, Cumberland

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

11 S Smallwood St, Cumberland
$376,000
3 Beds ⋅ 3 Baths
ZONED RESIDENTIAL AND COMMERCIAL! Pristine Queen Anne Colonial Home. Premium Live-Work Space or Turn-Key Airbnb, Bed and Breakfast Asset in Cumberland's desirable West Side Historic District. Step into timeless character and massive investment potential at 11 South Smallwood Street. Perfectly situated for an upscale primary residence with the flexibility of offering a premium short-term rental (Airbnb, Bed and Breakfast), or a seamless professional office footprint, this beautifully maintained 18090 Colonial offers rare dual-zoning versatility--walking distance from the Courthouse, restored Downtown Cumberland, C & O Canal, Western Maryland Scenic Railroad, hiking paths, and other local attractions. The Airbnb/Bed and Breakfast Possibility: Investors take note--with gorgeous historic craftsmanship, beautiful hardwood floors, two stunning decorative marble fireplaces, elegant French doors, a lovely sunroom, and a wrap-around flow featuring a rare dual-staircase layout, this property is perfectly configured to operate a high-margin boutique lodging asset. A large basement offers excellent separate storage, and the spacious, fully-fenced side lot features a covered deck/gazebo, side porch, and a storage shed-creating a private outdoor oasis perfect for guest relaxation, entertaining, or outdoor events. The property also features a fully functioning, updated, and charming kitchen with granite countertops and a center island with sink. Commercial/Live-Work: Bypass corporate leasing costs; let your residence be where you both work and relax in today's hybrid work-from-home world. Certified for commercial operations, this West Side gem is a turnkey layout for law firms, medical specialists, CPA practices, or high-end content, media production, and coaching operations. There is on-site parking. Historic beauty, hardwood floors, modern updates, flexible layout, and unmatched hospitality possibilities all come together in one exceptional residential/commercial property. Well-maintained with complete pride of ownership and zero deferred maintenance. CASH OFFERS, RAPID CLOSINGS, AND TRADITIONAL FINANCING WELCOME. Schedule your private showing today and unlock this Historic Districts West Side gem's true potential. CALL TODAY!

11 S Smallwood St, Cumberland

Listing courtesy of EXP Realty, LLC. Contact:

833 Buckingham Rd, Cumberland
$309,300
4 Beds ⋅ 3 Baths
Please note: The pictures included here are IA driven due to the fact that the tenants had to extend their lease for a short while, this is a rendition of the house minus tenant's belongings: The Dingle--Cumberland's premier development began just after the Roaring '20's and was the replacement for the Victorian home styles. The syles of the homes blended the fine workmanship of the times pre-depression where the homes were opulant and massive in size to a more compact home still complete with the elegance of the era and some of the finest workmanship available. This quaint neighborhood itself is small and at one time was likely one of the first gated communties and this home is situated at the end of the cul de sac. You can still see where the gates were located--but, even without the gate, it still offers a sense of privacy with only one way in and out. All names of the streets, Buckingham, Dingle, Windsor, Piccadily reflect british aristocracy and, for a little trivia also were names for men's ties/shirt styles in that era--that darned Google! It is located at the cross roads of 220 S and I 68 E and West within a few minutes and a stone's throw to the Great Allegheny Bike Passage and downtown arts and entertainment section. The 4 bedroom, 3 bath home offers a main floor bonus area which includes a family room or main en suite and laundry room which are located just off the kitchen. Upstairs offers 4 bedrooms and 2 full baths. Pool has not been opened in a number of years but according to the owner was in working condition when last winterized and will convey in its current conditon. The home has good bones and plenty of potential and blends the style and structure of a 1930's home with some updates. It also offers unique touches not usually found today such as coved walls, built in china closet in kitchen, and many other quality finishes no longer offered. There are replacement windows throughout. The AC is currently only available in the 2nd floor area.

833 Buckingham Rd, Cumberland

Listing courtesy of Perry Wellington Realty, LLC. Contact:

229 Carroll St, Cumberland
$170,000
3 Beds ⋅ 2 Baths
Incredible opportunity on the West Side! This beautifully updated 3-bedroom, 1.5-bath home delivers layout conveniences that are hard to find in the city. The main level boasts a spacious, open living/dining room combo that seamlessly transitions into a sleek, updated kitchen complete with modern appliances. Upstairs, the smart floor plan positions the dedicated laundry area right next to the bedrooms for ultimate everyday utility! Outside, enjoy the classic Cumberland lifestyle from your covered front porch or unwind in privacy on your rear patio. Turn-key, practical, and full of charm—229 Carroll St is ready for its next chapter.

229 Carroll St, Cumberland

Listing courtesy of Charis Realty Group. Contact:

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